Payment Policy

At GalaxyWhip (galaxywhip.com), we aim to provide a smooth and secure payment process for all our customers. Below is an overview of the payment methods we accept and our related billing policies.

1. Accepted Payment Methods We accept the following major credit cards for payment:

  • Visa

  • Mastercard

  • American Express

  • Diners Club International

  • JCB

All transactions are processed securely using industry-standard encryption technology to protect your financial information during transmission.

2. Payment Security Your payment details are handled securely through trusted third-party payment processors. We do not store your full credit card details on our servers to minimize any risk of data breaches. Our website uses SSL (Secure Socket Layer) encryption to safeguard your information and provide a safe, secure shopping experience.

3. Payment Authorization and Charges When you place an order, your payment method will be authorized immediately to ensure sufficient funds or credit are available. The final charge will be captured once your order is confirmed and processed for shipment.

Please note that in some cases, your bank or card issuer may place a temporary hold or authorization on your account, which may take several business days to clear depending on your bank's policies.

4. Payment Issues If your payment is declined or there is any issue processing it, we will notify you promptly so that you can provide alternative payment information or resolve the issue with your bank. Orders will not be processed or shipped until the payment is successfully received and verified.

5. Taxes, Currency, and Additional Fees Any applicable taxes or fees imposed by your local jurisdiction in Thailand or Malaysia will be clearly indicated and added to your purchase price during checkout.

Note on Currency: Please be aware that depending on your card issuer and the base currency of your bank account, your bank may apply international transaction fees or specific currency conversion rates. These charges are determined by your bank and are not controlled by Cream Charged Store.